OneCard & OneAccount
The OneCard is the student’s gateway to a variety of services designed to assist them as they pursue their degree.
OneCard:
- Enables the student to choose how they receive financial aid refunds from the school
- Can be used as a Debit MasterCard® to make purchases anywhere Debit MasterCard® is accepted
- Automatically qualifies the student for the OneAccount, a free, no minimum balance checking account
- Students can use the card to withdraw money from their OneAccount at ATMs
The OneCard has the capability to become the student’s photo identification card. This feature of the OneCard enables students to use their OneCard to accomplish many tasks on campus.

What is the OneAccount?
The OneAccount is an FDIC-insured, checking account with no monthly fees and no minimum balance required. Each carded student within a College or University automatically qualifies for a OneAccount; there is no application process.
- Receive financial aid or other refunds directly to the OneAccount to access your money in the fastest and most convenient way.
- Use your OneCard as a debit card at the millions of locations Debit MasterCard® is accepted – using a debit card can help you from spending money you don’t have.
- Easily monitor your spending with the free, simple, and powerful online statement.
- Save money with fee-free cash withdrawals at Higher One ATMs.
- Have family and friends send money electronically into your OneAccount with the “Send Money” feature.
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