Higher One takes compliance very seriously. As we are solely focused on providing services to higher education, we have designed our solution to comply with banking, federal and state regulations. Count on Higher One for continued support as regulations change.

Here are just a few of the ways Higher One helps: 

• Department of Education cash management regulations: With Higher One feel confident that we have solutions for Title IV refund disbursements. Additionally we provide a compliance exam to the Department of Education annually on behalf of all Higher One clients.
• Program of choice: Students have the option to choose between two electronic banking options or receive a paper check.
• Banking & data security: For students that choose to open a OneAccount with Higher One we offer a free FDIC insured checking account and debit card only. The OneAccount is compliant with banking regulations, MasterCard^® Debit regulations, Reg E, the FTC Rule on Safeguarding Personal Information, the Gramm-Leach Bliley Act and many more.

Higher One’s OneDisburse^® Refund Management^SM helps College and University clients with peace of mind that:

• Student data is secure.
• Students have choice for fast delivery of refunds, payroll, etc.
• Administration has real-time access to refund, payroll, performance, and carding data online through HigherOneSupport.com
• Administration is in control and has choice to correct errors fast online and deliver refunds to students in exception situations.