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Talking Points

As a Pregamer, friends will view you as the source for information! Here are a few questions/answers so you are prepared to pass the word. If you are hearing other questions from your friends, please post them to the press box.
Q. Who is Higher One?
Q. What is the OneCard/Easy Refund Card?
Q. What is the OneAccount?
Q. What are my refund options?
Q. Can you explain the process for choosing my refund preference?
Q. What were my schools main reasons for making this refund change?
Q. How will I get my card?
Q. Where can I use my card off-campus?

Q.
Who is Higher One? Top Return to top
A.
Higher One is a financial services company founded by three college students while they were still in school in 2000. Higher One provides refund management services to higher education institutions through a card-based solution. We work with your school's administration to reduce costs, increase student customer service and strengthen the campus community. Higher One is headquartered in New Haven, Connecticut. Learn more at www.higherone.com.
Q.
What is the OneCard/Easy Refund Card? Top Return to top
A.
Your new card is a debit MasterCard® tied to an optional free checking account. Please note that your new refund card/ID card is NOT a credit card. This is a debit card which will draw funds held in a standard checking account (the OneAccount). Whenever you make a purchase using your card, the money is drawn from your OneAccount.
Q.
What is the OneAccount? Top Return to top
A.
The OneAccount is your personal FDIC insured checking account and is the fastest choice of the three options you have to receive your refund. The OneAccount is a standard checking account with no minimum balance or monthly fee. You can track your spending using your online OneAccount statement.
Q.
What are my refund options? Top Return to top
A.
Simply put, with Higher One you have more choice when it comes to receiving your financial aid or school refunds—including the preferred "Easy Refund" method. With an Easy Refund, your refund money is deposited directly into the OneAccount for you to use as soon as your school releases it. Easy Refund is by far the fastest and easiest way to gain access to your money.
Q.
How do I choose my refund preference? Top Return to top
A.
The card, which will be mailed to you, will be your key for entry into the Higher One system and allows you to choose how you want your refunds delivered. Information is contained in the system to authenticate you as a user. It's easy to select your refund preference. Upon receiving your card, go to www.higheronecard.com and select your school from the drop down menu. Under "get started," enter your card's 16-digit number to begin the activation process.
Q.
What were my schools main reasons for making this refund change? Top Return to top
A.
For many years, students have objected to the long wait in receiving their refunds through the mail & have asked the University to provide faster, electronic options. Your school has partnered with Higher One to bring new proven technologies that will cut school costs, provide faster refund services and offer more student choices.
Q.
How will I get my card? Top Return to top
A.
Your card will arrive in a school-branded envelope that contains the card and instructions on how to activate it online. Each card is mailed to a permanent mailing address that the college/university has on file for each student. This is why it's important to make sure you verify or update your address with your school. Here's an example of what to look for in the mail.
Q.
Where can I use the card off-campus? Top Return to top
A.
You can use your debit card wherever Debit Mastercard® is accepted. There are 32 million locations worldwide.