| 1. |
Never allow friends and acquaintances access to your cards and PIN numbers.

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| 2. |
Memorize your credit/debit card personal identification (PIN) numbers. Avoid writing your PIN on the back of your credit/debit cards or anywhere else that is visible to others.

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| 3. |
Never leave your card in a place that’s accessible by others.

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| 4. |
Never store your password or other sensitive data on your computer.

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| 5. |
Be careful with email! It is not a secure form of communication—never send account numbers or other financial information via email.

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| 6. |
Protect your personal information with Equifax Credit Watch. Monitoring your credit report is a great way to prevent identity theft and Equifax will automatically alert you within 7 days of key changes in your credit. Learn more at higherone.com/equifax.

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| 7. |
Shred all documents that contain your personal information.

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| 8. |
Never give personal, bank, or card information to someone who has made contact via a telephone solicitation.

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| 9. |
Whenever you receive a new credit or debit card, sign it immediately.

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| 10. |
Education truly is the best way to avoid identity theft. Click here for more important tips that will keep your information protected! |