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Yale tackles financial illiteracy
Amy Wang
March 8, 2013
On an ordinary day, the lobby of the Student Financial Services Center is clean, brightly lit — and almost completely empty.
The center, which contains the financial aid offices for Yale College and other Yale schools, occupies the first floor of 246 Church St., an administrative building that sits at the eastern edge of campus and also houses the ID Center and Student Employment Office. Student Financial Services employs a team of 14 full-time staff members, roughly two-thirds of whom are qualified to provide students with information on financial aid, financial policies and personal finance, upon request.
The only things missing from the equation are the students themselves.
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Report finds early financial attitudes correlate with risky financial behavior
March 8, 2013
Alberto Long
A survey of 40,000 first-year college students demonstrates how financial attitudes held by incoming students predict future behavior and are indicative of larger gaps in education.
The report, titled, “Money Matters On Campus: How Early Attitudes and Behaviors Affect the Financial Decisions of First-Year College Students,” was published in February and conducted by EverFi, an education technology company. It highlights student attitudes toward financial behavior, like incurring debt, saving and banking, to indicate the extent of their financial consequences.
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College students struggle with financial literacy, study suggests
Tori Brigham
March 5, 2013
College students slammed with credit card debt must learn how to properly deal with their finances before debts and poor financial habits begin affecting their futures, according to a study released Wednesday.
“The banks recognize that there is a freshman clientele on campus,” said Daryl Graves, a College of Arts and Sciences undergraduate academic administrator. “Basically they’re encouraging kids to use their credit cards, and every month they just pay their minimum fee, which doesn’t cover interest. Kids have to be careful how they manage their financial decisions.”
Graves said he does not believe student debt accumulation is inescapable and freshmen need a “refresher” on responsibility when without supervision for the first time, especially on an urban campus.
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Heard Off the Street: Excitement ebbs for Michael Baker
Len Boselovic
March 3, 2013
Michael Baker's stock has calmed down in recent weeks as excitement over a possible bidding war for the Moon engineering services company has subsided.
Baker shares finished Friday at $24.24, a penny below the unsolicited $24.25 per share all-cash offer an Alexandria, Va., private-equity firm submitted to Baker in mid-December.
DC Capital Partner's bid -- and speculation by another shareholder agitator who suggested that it was a "strong possibility" that Baker could be sold for more than $30 per share -- sent the stock to a Jan. 29 closing high of $25.77.
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