Great features on the house with the OneAccount, our full service checking account with no monthly fee for students and tons of great features.

Benefits:

• No monthly service fee for students or $100 in monthly direct deposit; otherwise $3.95
• OneRewards cash back program
• Innovative mobile features such as text balance alerts, mobile deposits and more
• Access to OneForYourMoney.com, a site providing tips, tools and videos on financial literacy, responsible spending and smart saving from our resident Consumer Advocate
• Free Online Bill Pay

1 OneAccount account holders will be charged $3.95 per month.  The monthly service fee will be applied to the customer’s account within 5 business days after the close of their monthly statement cycle.  If the account holder is a student, as defined below, or performs a direct deposit of $100 or more per month, the $3.95 monthly service fee will not be assessed. A financial aid refund does not qualify as a direct deposit. Students are defined as those who have received a financial aid refund deposit to their Higher One checking account in the past 6 months or self-identified as a student on their program website.

With our simplest checking account, OneAccount Edge, what you see is what you get! OneAccount Edge cuts through the traditional fee schedule with one low monthly fee; so students know exactly what they're spending every month with absolutely no surprises! 

Benefits

• Just one monthly service fee of $4.95 (the only one fee that Higher One issues with this account)
• OneRewards cash back program
• Innovative mobile features such as  text balance alerts, mobile deposits and more
• Access to OneForYourMoney.com, a site providing tips, tools and videos on financial literacy, responsible spending and smart saving from our resident Consumer Advocate
• Free Online Bill Pay

1 OneAccount Edge account holders will be charged $4.95 per month. The monthly service fee will be applied to the customer’s account within 5 business days after the close of their monthly statement cycle. An ATM owner may charge a separate surcharge fee. OneAccount Edge account holders cannot perform international card transactions, wire transfers or cash advances.OneAccount Edge account holders can only order 50 checks per 12 months.

With Premier, students get expedited Customer Care, cutting edge budgeting technology, a generous foreign ATM allowance and so much more!

Benefits

• No monthly fee with $300 in monthly direct deposit; otherwise $5.95
• Access to over 38,000 Allpoint^® ATMs
• 1 non-Higher One ATM or non-Allpoint ATM reimbursement
• Up to 20% more cash back than the OneAccount and OneAccount Edge²
• First class flights on the interactive “Bud-jet” budgeting tool
• VIP-level Customer Care
• Complimentary starter checks
• Access to OneForYourMoney.com, a site providing tips, tools and videos on financial literacy, responsible spending and smart saving from our resident Consumer Advocate

1 OneAccount Premier account holders will be charged $5.95 per month. The monthly fee will be applied to the customer’s account within 5 business days after the close of their monthly statement cycle. If the account holder performs a direct deposit of $300.00 or more per month, the $5.95 monthly service fee will not be assessed. A financial aid refund does not qualify as a direct deposit. OneAccount Premier account holders will receive 1 monthly non-Higher One ATM withdrawal fee reimbursement. Reimbursement only applies to domestic ATM withdrawals. A credit will be applied to a customer’s account within 5 business days after the close of their monthly statement cycle. The account must be open to receive the credit. Any additional non-Higher One ATM withdrawals are subject to the standard non-Higher One ATM withdrawal fee. ATM owner may charge a separate fee. OneAccount Premier account holders will be charged $15.00 if the account is closed or the account holder switches to the OneAccount or OneAccount Edge within 60 days of opening the OneAccount Premier.

2 OneRewards Premium customers receive up to 20% more cash backbased on average cash back rewards when compared to OneRewards customers.