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Higher One ePayments gives students, their parents and other authorized users the ability to view current balances and securely make payments over the web—all while helping institutions looking for new ways to reduce costs.

Features for students, parents and authorized users

  • The ability to make web-based payments via credit card, ACH and/or PIN-less debit for charges and fees
  • Recurring payment options
  • The option to designate a checking/saving account for electronic refunds of excess Financial Aid and other overpayments
  • A single sign-on function that allows for quicker access to account information

Institutional benefits

  • The ability to collect credit, debit and electronic ACH payments anytime, anywhere over the web
  • Self-service with single sign-on campus portal integration available 24 hours a day, 7 days a week
  • Accelerated payment collection and reconciliation
  • Convenient payment options that allow students to pay in full, in installments, automatically or to pay later
  • Secure transactions with the highest level of security (Level 1 PCI DSS) with full FERPA, GLBA and NACHA compliance

How does SmartPay save my institution money?

Reduce credit card transaction fees by transferring the merchant fee to the student - Simply put, it is an outsourced credit card solution for handling credit card transaction fees—saving both time and money. When coupled with Higher One’s Payment module, SmartPay allows your institution:

  • Less overhead - the option to absorb credit card fees or to pass them on to your students to reduce or eliminate costs
  • Protection against data theft - all credit card and bank account numbers are encrypted and stored off-campus
  • More time to do what’s important - we handle all reconciliation and fund transfers as well as manage the help desk
  • Next Day Settlement-receive monies daily. Fastest settlement in the industry!

Payment Testimonials

Higher One is a very user friendly system. New users learn the Cashiering functionality with ease. Customer support is always friendly and prompt. Problems are generally solved in the same day and often while waiting on the phone with a Higher One representative.Sarina GallonCalifornia State University Long Beach

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