Higher One’s Commitment to Financial Literacy
$tart with Change, our financial literacy initiative, is dedicated to giving students and administrators the tools, resources and information they need to help students understand their finances, make smarter everyday financial decisions and establish a strong financial foundation that will lead to a lifetime of smarter money management.
How Higher One Promotes Financial Literacy Among Students
Integration with our Banking Products
An innovative program for our OneAccount that recognizes and positively reinforces good behavior, smart money management and academic achievement.
An interactive budgeting tool that encourages students to track spending, set up budgets and monitor cash flow.
A student-oriented blog and website providing tips, tools, articles, and resources to promote better money management.
A monthly $tart with Change email newsletter that gives students the latest news from the blog, plus interesting facts about money management and poll results from the website.
Contests, Sweepstakes & Grants
Money On My Mind Video Contest
An annual contest that gives students the opportunity to create an original video about their experiences with and advice about money management, for the chance to win cash and other prizes.
Student Success Sweepstakes
Users of our OneAccount’s Passport program are entered to win up to $50,000 toward student loan debt. Two winners are selected every year.
Financial Literacy Counts
A grant program for colleges and universities that funds on-campus financial literacy programs.
Financial Literacy Month Challenges
A series of challenges and tools to help students improve their money management skills, held every April in honor of Financial Literacy Month.
Publications, Toolkits and Thought Leadership
Financial Literacy Toolkits for College and University Administrators
All-in-one toolkits for on-campus financial literacy workshops, including Money Smarts, Credit Smarts and Budget 101.
Research and Whitepapers
Including Money Matters on Campus, a report outlining trends in how college students behave and plan for the future; What Colleges and Universities are Doing to Bridge the Financial Capability Gap and Forging a Path to Financial Capability.
Financial Literacy Presentations
Conducted at events including NACUBO, Association for Financial Counseling and Planning Education, National Association of Campus Card Users, and more.