Higher ONe’s commitment to FInancial Literacy

Financial literacy and financial capability are of critical importance to today’s college students. The cost of higher education continues to rise, and studies show that the challenge of dealing with financial issues can be serious enough to prevent a student from graduating. According to With Their Whole Lives Ahead of Them, a 2009 study commissioned by the Bill & Melinda Gates Foundation and completed by Public Agenda, 54% of surveyed students who left school say they did so mainly because of the stress of having to work and go to school at the same time; 31% cited the cost of tuition and fees as their main reason for dropping out.

With its strong commitment to financial capability, Higher One takes an educational approach to money management, giving students the tools, resources and information they need to help them understand their finances, make smarter everyday financial decisions, and establish a strong financial foundation that will lead to a lifetime of smarter money management.

VIDEO: Our Commitment to Student Success!


Mary, Our Money Expert

Mary JohnsonSpearheading our financial literacy efforts is Mary Johnson, Vice President, Financial Literacy and Student Aid Policy, whose primary objective is to educate students about fiscal responsibility. Mary is a policy expert who has been consulted by major media channels including USA Today, Money, U.S. News & World Report, Kiplingers, Inside Higher Ed and ABC World News with Diane Sawyer. She does on-campus presentations and workshops and is an invited speaker at numerous key industry events and conferences. She is a guest blogger on The Huffington Post on financial literacy topics, and has authored articles and whitepapers including Financial Literacy in the Digital Age and Multiple Disbursements.

Follow Mary on Twitter at @MoneyTalkMary


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  • Financial Literacy Counts grant program—awards a total of $75,000 to colleges and universities to fund financial literacy awareness campaigns, workshops, online financial literacy tools and other activities and resources that promote financial capability among college students and provide opportunities to increase students’ personal financial management skills and abilities. 
  • Startwithchange.com—a student-oriented website including articles, tips, resources and calculators.
  • Publications including Talking to Your Student About Money, 5 Tips for Managing Your Bank Account and Student Loans: How Much is Too Much? 
  • Financial Literacy Toolkits and other resources provided direct to campuses
  • On-campus workshops
  • Money on My Mind video contest (See recent winners)
  • Higher One Financial Academy, which has reached 1,800+ students at 40 high schools in 9 states
  • Research (View whitepapers and studies in our Knowledge Center)
  • Financial literacy presentations at events including NABUCO, Association for Financial Counseling and Planning Education, National Association of Campus Card Users, and more.
  • The Higher One Financial Literacy Symposium, new in 2014 and the first of its kind.
    (See details)
  • Money Matters on Campus – a report outlining trends in how college students behave and plan for the future, conducted by Higher One and EverFi. See the report here.
Our Commitment to Student Success

Careers: Opportunities at Higher One

Higher One offers exciting opportunities that will challenge your abilities, expand your skills and reward your contributions in an environment that encourages both personal and professional growth.

Our Commitment to Financial Literacy

Higher One is committed to giving students the tools, resources and information they need to make smarter financial decisions that can put them in control of a successful financial future.

Celebrating 15 Years of
our Refund Management®
Disbursement Service

Thank you to the 800+ campuses we’ve partnered with to:

  • Disburse refunds, providing flexible choices for students
  • Offer valuable financial literacy content
  • Streamline the disbursement process and increase business office efficiency