Higher One’s Commitment to Financial Literacy

$tart with Change, our financial literacy initiative, is dedicated to giving students and administrators the tools, resources and information they need to help students understand their finances, make smarter everyday financial decisions and establish a strong financial foundation that will lead to a lifetime of smarter money management.

Higher One’s Commitment to Financial Literacy
Watch the video:
Our Commitment to Student Success [02:31]

How Higher One Promotes Financial Literacy Among Students

Integration with our Banking Products


An innovative program for our OneAccount that recognizes and positively reinforces good behavior, smart money management and academic achievement.

Money Meter

An interactive budgeting tool that encourages students to track spending, set up budgets and monitor cash flow.

Online Resources


A student-oriented blog and website providing tips, tools, articles, and resources to promote better money management.

Student Newsletter

A monthly $tart with Change email newsletter that gives students the latest news from the blog, plus interesting facts about money management and poll results from the website.

Contests, Sweepstakes & Grants

Money On My Mind Video Contest

An annual contest that gives students the opportunity to create an original video about their experiences with and advice about money management, for the chance to win cash and other prizes.

Student Success Sweepstakes

Users of our OneAccount’s Passport program are entered to win up to $50,000 toward student loan debt. Two winners are selected every year.

Financial Literacy Counts

A grant program for colleges and universities that funds on-campus financial literacy programs.

Financial Literacy Month Challenges

A series of challenges and tools to help students improve their money management skills, held every April in honor of Financial Literacy Month.

Publications, Toolkits and Thought Leadership

Financial Literacy Toolkits for College and University Administrators

All-in-one toolkits for on-campus financial literacy workshops, including Money Smarts, Credit Smarts and Budget 101.


Downloadable information sheets including Talking to Your Student About Money, 5 Tips for Managing Your Bank Account and Student Loans: How Much is Too Much?

Research and Whitepapers

Including Money Matters on Campus, a report outlining trends in how college students behave and plan for the future; What Colleges and Universities are Doing to Bridge the Financial Capability Gap and Forging a Path to Financial Capability.

Financial Literacy Presentations

Conducted at events including NACUBO, Association for Financial Counseling and Planning Education, National Association of Campus Card Users, and more.

Careers: Opportunities at Higher One

Higher One offers exciting opportunities that will challenge your abilities, expand your skills and reward your contributions in an environment that encourages both personal and professional growth.

Our Commitment to Financial Literacy

Higher One is committed to giving students the tools, resources and information they need to make smarter financial decisions that can put them in control of a successful financial future.

Celebrating 15 Years of
our Refund Management®
Disbursement Service

Thank you to the 800+ campuses we’ve partnered with to:

  • Disburse refunds, providing flexible choices for students
  • Offer valuable financial literacy content
  • Streamline the disbursement process and increase business office efficiency